格式合同的产生和发展是20世纪合同法发展的主要标志之一，19世纪中期以来，伴随着科技的飞速发展，社会经济出现了迅速腾飞，特别是消费领域和公用事业更是一日千里。随着我国社会主义市场经济的迅速发展，特别是加入wto后，格式合同以其自身的价值与特征，被应用于社会经济的各个领域，有学者甚至认为格式合同占现代市场经济发达国家所有数量的99％，成为当今主要的合同形式，也有学者称“我们生活在格式合同的世界里”。格式合同的采用，不仅有利于节约时间、经费，减少交易成本，事先分配合同风险，而且可以预估生产成本促进企业的合理化经营，对广大消费者甚为有利。但是，我国合同法对格式条款虽有所规定，但尚欠完善。如何完善公务员之家版权所有我国格式条款制度，值得我们思考。认真分析研究格式合同的价值，制定对格式合同维护地政策，进行综合调控，维护正义，以保护处于弱势地位的消费者，是我国法制建设面临的艰巨任务，也是对格式合同价值与正义维护进行探讨的意义所在。本文结合我国格式合同的立法实践，重点探讨了其价值与不足，并提出了对格式合同进行正义维护的几点建议，以便于充分发挥格式合同的最大价值，为社会创造最高的利润，避免消费者的利益受到损害，使买卖双方在尽可能公平的环境下交易……

关键词：格式合同；价值；正义维护

abstract

sincetheformatcontractproductionandthedevelopmenthavebeenoneof20thcenturycontractslawdevelopmentmainsymbols,19thcenturyintermediatestages,followsthetechnicalrapiddevelopment,thesocialeconomyisappearingrapidlysoared,speciallyexpendsthedomainandthepublicutilitiesisthetenthousandmilesinaday.alongwiththeourcountrysocialistmarketeconomydevelopmentrapidly,speciallyjoinswto,theformatcontractbyitsownvalueandthecharacteristic,isappliedtosocialeconomyeachdomain,hasthescholareventothinktheformatcontractaccountsformodernmarketeconomydevelopedcountryallquantities99%,nowbecomesthemaincontractform,somescholarscalled"weliveintheformatcontractworld".theuseofformatcontract,notonlyisadvantageoustosavingtime,thefunds,reducesthetransactioncost,beforehandallocatethecontractrisk,moreovermayestimatetheproductioncostpromotionenterprise''''srationalizationmanagement,forisreallyadvantageoustothegeneralconsumers.but,ourcountrycontractlawalthoughhasthestipulationtotheformatprovision,butstillneededtoconsummate.howconsummatesourcountryformatprovisionsystem,isworthpondering.theanalysisresearchthevalueofformatcontract,formulatestotheformatcontractmaintenancepolicy,carriesonthesynthesisregulation,defendsthejustice,safeguardstheconsumerwhichisatthesmallandweakposition,isourcountrylegislativeworkarduoustaskrole,alsoiscarriesonthediscussiontotheformatcontractvalueandthejustsafeguardingthesignificancetobeat.thisarticleunifiesourcountryformatcontractthelegislationpractice,hasdiscusseditsvalueandtheinsufficiencywithemphasis,andproposedcarriesonthejustsafeguardingtotheformatcontractseveralrecommendations,inordertothefulldisplayformatcontractgreatestvalue,isthesocietycreatesthehighestprofit,avoidsconsumer''''sbenefitreceivingtheharm,causesbusinessbothsidesunderasfaraspossiblethefairconditionsthetransaction......

keywords：formatcontract,value,justsafeguarding

目录

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一、格式合同相关问题研究··········································1

（一）格式合同的概念···············································1

（二）格式合同的发展和历史·········································1

（三）我国格式合同的现状···········································2

1、格式合同在我国的发展现状·········································2

2、我国针对格式合同的立法···········································3

3、我国关于格式合同无效与免责条款的规定·····························4

4、外国针对格式合同的立法···········································4

二、格式合同的价值分················································7

（一）格式合同的优点··············································7

（二）格式合同的缺点··············································8

三、格式合同的法律规制·············································11

四、格式合同中霸王条款存在原因的经济分析及其规制····················15

（一）霸王条款的出现及其含义········································15

（二）霸王条款的破坏性分析··········································15

（三）霸王条款存在原因的经济分析···································16

（四）霸王条款的规制··············································18

（五）我国合同法中霸王条款的规制····································19

五、完善我国格式合同法律制度的思考·································21

参考文献···························································22致谢·······························································23附录ⅰ·····························································24

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